Policy

Over the past decade and a half, fintechs have dramatically reshaped finance. Their value proposition lies in their agility, entrepreneurial spirit, and innovative use of technology. Compared to banks, fintechs are smaller, less hierarchical, and more nimble, often focusing on niche areas within the financial sector. This article outlines how fintechs have thrived in an ever-evolving landscape.

On 31 December 2020, the United Kingdom of Great Britain and Northern Ireland (UK) ceased to be part of the European Economic Area (EEA) UCITS cross-border passporting regime.

Generative AI represents the latest inflection point in the evolution of artificial intelligence (AI). Although AI is not new, what is distinctive about Generative AI is the tremendous potential it holds to transform work across industries and boost overall productivity. We look at the opportunities for AI not only in the technology sector but across six supersectors. Given the race to dominate in the AI space, we also analyzing research papers and patents by country.

The newness and complexity of quantum computing is a challenge for stakeholders, but fostering awareness of what these machines can achieve could help with preparation and execution. The debate around the arrival of quantum advantage will continue, and it will appear at different times for different use cases. When it does, despite the upskilling and technology integration that will be necessary, quantum computing is likely to scale exponentially.

Philip Drury, Global Head of Technology and Communications Banking Capital Markets & Advisory, appeared on CNBC Closing Bell where he discussed the technology sector.

We estimate Asia adopts new technologies 8-12 years ahead of the West, making it much like a time machine to the future. While its infrastructure has historically been underdeveloped relative to the West’s, Asia’s high internet connectivity, young and increasingly affluent and urban demographics, and entrepreneurial spirit have driven the region to adopt many technologies at a faster pace. In doing so, Asia provides a glimpse of what the future could look like in more developed, Western economies.

Can you always spot disruptive innovation? When we hear the story of how the invention of the automobile hastened the demise of buggy whip companies, we often question why the disruptive potential of gas-powered cars wasn’t noticed.

As businesses become more digitally connected, their exposure to cyber threats increases. Managing these risks is a complex endeavor due to the rising costs of investment in equipment, software, and cyber talent. In this report, we focus on the causes and consequences of the increase in cyber skills demand.

With the announcement of OpenAI’s ChatGPT being integrated into both search engines and the broader web, we look at what generative AI is and how models like ChatGPT could be transformational in how we search for things on the web, use information, and communicate with each other. Generative AI has the potential to change the business model of search and how we access content on the web.