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In this final episode of the Citi Institute podcast, host Alex Miller is joined by Hon. Caroline Pham, Acting Chairman, CFTC and Ronit Ghose, Global Head, Future of Finance, Citi Institute to discuss digital money, crypto assets, and blockchain-based financial services, addressing the rapidly evolving policy and regulatory landscape.

The Citi Institute Future of Finance Forum brings together leading voices across finance, policy, and technology to explore how innovation is reshaping the financial system. With a focus on frontier technologies such as AI, blockchain, and quantum computing, the Forum connects industry experts, regulators, and thought leaders driving the next wave of transformation. This year’s event featured guest speakers including Hon. Caroline Pham, Acting Chairman of the U.S. Commodity Futures Trading Commission, and offered forward-looking perspectives on the future of digital assets, financial infrastructure, and global innovation. Watch the highlights video above. Watch the replays here

Sophia Bantanidis from the Future of Finance team, Citi Institute, chats with Matt Cornwall, Head of Treasury operations, EMEA and Global Process Owners at Chubb, about the increasing adoption and impact of real-time payments, particularly within the insurance sector.

Alex Miller, Head of Citi Institute in conversation with Christian Papathanasiou, Chief Architect for Quantum Bitcoin discussing the implications of quantum computing in finance. This conversation highlights the urgent need for both public and private sectors to prepare for the advent of powerful quantum computers. The potential disruption to cryptography requires proactive planning and implementation of post-quantum security measures.

David Cunningham, Head of Strategy and Partnerships, Digital Assets, Services, Citi and Matthew Blumenfeld, Global Digital Assets Lead at PwC discuss the evolution of digital assets, particularly stablecoins, and their impact on the financial landscape. They reflect on the significant regulatory and market developments in the past year, including advancements in the US, EU (MiCA) and Hong Kong.

Virginie Dhouibi, Head of Instant Payment, Services, Citi and Ricardo Correia, Partner at Bain and Company and head of Digital Assets, talk at the Citi Institute's Future of Finance Forum 2025, The conversation centers around the transformative potential of real-time payments, the challenges in implementation, and the opportunities for economic growth.

Anuj Gangahar, Editor-in-chief, Citi Institute talks to Rahul Sood, Chief Product officer from Pindrop focusing on the increasing threat of deepfakes. Sood outlines two main classes of deepfake attacks impacting financial services.

Ronit Ghose, Head of Future of Finance at Cit Institute, talks to Catherine Gu, Head of Institutional Client Solutions at Visa on how institutional adoption of stablecoins is still in its very early stages. While interest is growing, particularly since the beginning of 2025, large-scale adoption and product development haven't materialized yet. This is partly due to the nascent regulatory landscape in the US and Europe.

Joe Bonanno, Global Head of Data Analytics and Innovation at Citi Wealth talks to Ben Mittelberger, Head of Financial Services at Palantir, discussing their partnership and how Palantir's technology is transforming wealth management at Citi. Citi brings its extensive global footprint, client base, and deep understanding of the wealth management landscape and Palantir's cutting edge technology provides expertise to drive innovation and transform existing processes allowing Citi to leapfrog competitors and revolutionize its wealth management offerings.