All Insights

Everywhere we look — digital ads, video, publishing, video games — “open” content models are beating “closed” ones, with consumers increasingly opting for the former. And firms with open models are being rewarded with faster growth by markets.

Brent Robinson sits down with Josh Williamson and Faraz Syed to discuss how Australia and New Zealand are faring amid current uncertainties. Conversation topics include potential U.S. tariffs, trade relations with China, Australia’s monetary-policy path, and whether it and New Zealand can be safe havens for investors.

The outlook for European fiscal stimulus keeps surprising to the upside, with larger-than-expected NATO commitments joined by swifter and more sizable German spending plans. This could boost regional EPS growth by ~3% a year over the next five years, justifying higher valuations.

What are the dynamics Citi Research sees as driving gold prices? Is the selloff in oil markets done? Why is aluminum considered “power in the form of metal?” In the latest Research @ Citi podcast, Global Head of Research Lucy Baldwin and Global Head of Commodities Research Max Layton discuss factors investors should consider across the commodities complex.

Digital wallets are transforming the global payments landscape. As adoption continues to rise and interoperability expands, businesses and financial institutions must embrace digital wallets to remain competitive and meet evolving customer expectations. The integration of digital wallets into payment systems is not just a value add but a necessity for operating efficiently in the modern economy. In this article, Citi explores the key use cases for digital wallets for corporates and non-bank financial institutions, highlighting the value they can deliver across a range of use cases and industries.

As regulators and financial market infrastructures in Hong Kong transform proxy voting, asset safekeeping and trade settlement practices, what are some of the implications to the local market? Amit Raghunath, Hong Kong Custody Head for Citi Investor Services discusses these reforms, how Citi is advocating for our clients and helping them navigate these changes.

Amanda Hale, Andrew Newson and Matthew Cherrill, of Citi’s Global Trustee & Fiduciary Services, sit down to discuss the latest regulatory highlights.

Ronit Ghose, Head of Future of Finance at Cit Institute, talks to Catherine Gu, Head of Institutional Client Solutions at Visa on how institutional adoption of stablecoins is still in its very early stages. While interest is growing, particularly since the beginning of 2025, large-scale adoption and product development haven't materialized yet. This is partly due to the nascent regulatory landscape in the US and Europe.