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INDUSTRY REPORT

What does 2023 have in store for digital, technology and communications companies? As Citi Commercial Bank’s global head for these sectors, I’ve been talking with our mid-sized clients about what they expect from the upcoming year. There is still a large amount of uncertainty, as would be expected, but what is certain is that digital transformation will continue to be critical as businesses worldwide scale up. Innovation will lead to new opportunities, and our clients in this space are already gearing up to take advantage of the shifts. Here are 10 trends that we predict will have a big impact this year.

What’s trending in digital, technology & communications

Technology is constantly evolving, influencing consumer behavior, and driving innovation. Cloud tech is mainstream, device connectivity now standard, and Artificial Intelligence is groundbreaking. Our dedicated industry teams and global financial solutions can help you to grow. With our expertise and global network, you can focus on what matters: innovation. At Citi Commercial Bank, we understand the goals of Digital, Technology, and Communications companies and are here to help you succeed.

Commercial Banking for Digital Technology & Comms Companies

In this episode of Inspiring Entrepreneurs, Rachel Kelly speaks to Christy Wong, Co-Founder, Manabie about her entrepreneurial journey and the power of education. Inspiring Entrepreneurs series brought to you by Citi Commercial Bank in celebration of International Women’s Day.

<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">In this episode of Inspiring Entrepreneurs, Rachel Kelly speaks to Christy Wong, Co-Founder, Manabie about her entrepreneurial journey and the power of education.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">Inspiring Entrepreneurs series brought to you by Citi Commercial Bank in celebration of International Women&rsquo;s Day.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">&nbsp;
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;"><a title="VIEW ALL INSIGHTS" href="https://www.citigroup.com/global/insights/commercial-bank?pk_campaign=view_all_insights" data-link-source="tiny"><img src="/rcs/v1/media/citigpa/akpublic/storage/retrieveMediaFile/64834692ef207e3f74ae09e1.png" alt="VIEW" /></a>

MONEY FM Podcast, presented by Citi Commercial Bank. INSPIRING ENTREPRENEURS: Empowerment through education

In this special podcast series brought to you by Citi Commercial Bank in celebration of International Women’s Day we will speak to inspiring professionals who embody the spirit of entrepreneurship and champion the power of women in the working world. In this episode, Rachel Kelly speaks with Jocelin Soon, Group Chief Financial Officer of Interplex. Jocelin worked her way up from Finance Manager to CFO while raising a family - she joins us now to share her story.

<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">In this special podcast series brought to you by Citi Commercial Bank in celebration of International Women&rsquo;s Day we will speak to inspiring professionals who embody the spirit of entrepreneurship and champion the power of women in the working world.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">In this episode, Rachel Kelly speaks with Jocelin Soon, Group Chief Financial Officer of Interplex.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">Jocelin worked her way up from Finance Manager to CFO while raising a family - she joins us now to share her story.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">&nbsp;
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; padding: 0px; border-width: 0px; font-stretch: inherit; font-size: 14px; line-height: inherit; vertical-align: baseline; background-color: #ffffff;"><a title="VIEW ALL INSIGHTS" href="https://www.citigroup.com/global/insights/commercial-bank?pk_campaign=view_all_insights" data-link-source="tiny"><img src="/rcs/v1/media/citigpa/akpublic/storage/retrieveMediaFile/64834692ef207e3f74ae09e1.png" alt="VIEW" /></a>

MONEY FM Podcast, presented by Citi Commercial Bank. INSPIRING ENTREPRENEURS: What does it take to be a successful c-suite Mum?

In this episode of Inspiring Entrepreneurs, Rachel Kelly speaks to Richard Koh, Founder & Group CEO, M-DAQ Global about his journey and his thoughts on the importance of culture in the workplace. Inspiring Entrepreneurs series brought to you by Citi Commercial Bank in celebration of International Women’s Day.

<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">In this episode of Inspiring Entrepreneurs, Rachel Kelly speaks to Richard Koh, Founder &amp; Group CEO, M-DAQ Global about his journey and his thoughts on the importance of culture in the workplace.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">Inspiring Entrepreneurs series brought to you by Citi Commercial Bank in celebration of International Women&rsquo;s Day.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; line-height: inherit; vertical-align: baseline; background-color: #ffffff;">&nbsp;
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; line-height: inherit; vertical-align: baseline; background-color: #ffffff;"><a title="VIEW ALL INSIGHTS" href="https://www.citigroup.com/global/insights/commercial-bank?pk_campaign=view_all_insights" data-link-source="tiny"><img src="/rcs/v1/media/citigpa/akpublic/storage/retrieveMediaFile/64834692ef207e3f74ae09e1.png" alt="VIEW" /></a>

MONEY FM Podcast, presented by Citi Commercial Bank. INSPIRING ENTREPRENEURS: Importance of Culture in the Workplace

Hong Kong-based company, Lukfook Jewellery, wanted to enhance payment efficiency to its suppliers to help it expand. Working with Citi Commercial Bank enabled Lukfook Jewellery to get advice and access a variety of payment solutions via a single portal. This helps Lukfook Jewellery to be more digital and opens up new growth opportunities.

Hong Kong-based company, Lukfook Jewellery, wanted to enhance payment efficiency to its suppliers to help it expand. Working with Citi Commercial Bank enabled Lukfook Jewellery to get advice and access a variety of payment solutions via a single portal. &nbsp;This helps Lukfook Jewellery to be more digital and opens up new growth opportunities.
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<a title="VIEW ALL INSIGHTS" href="https://www.citigroup.com/global/insights/commercial-bank?pk_campaign=view_all_insights" data-link-source="tiny"><img src="/rcs/v1/media/citigpa/akpublic/storage/retrieveMediaFile/64834692ef207e3f74ae09e1.png" alt="VIEW" /></a>

Helping Lukfook Jewellery grow digitally

In this episode of Inspiring Entrepreneurs, Rachel Kelly speaks to Shyn Yee Ho-Strangas, Managing Director, Data and Software Solutions at PropertyGuru Group to find out what is her secret sauce to success and how she 'raises the roof' as a leader in a company that helps over 40 million property seekers to find their dream home, every month. Inspiring Entrepreneurs series brought to you by Citi Commercial Bank in celebration of International Women’s Day.

<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; line-height: inherit; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; vertical-align: baseline; background-color: #ffffff;">In this episode of Inspiring Entrepreneurs, Rachel Kelly speaks to Shyn Yee Ho-Strangas, Managing Director, Data and Software Solutions at PropertyGuru Group to find out what is her secret sauce to success and how she 'raises the roof' as a leader in a company that helps over 40 million property seekers to find their dream home, every month.&nbsp;
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; line-height: inherit; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; vertical-align: baseline; background-color: #ffffff;">Inspiring Entrepreneurs series brought to you by Citi Commercial Bank in celebration of International Women&rsquo;s Day.
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; line-height: inherit; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; vertical-align: baseline; background-color: #ffffff;">&nbsp;
<p style="box-sizing: border-box; margin: 0px 0px 9.8px; font-size: 14px; line-height: inherit; text-align: left; padding: 0px; border-width: 0px; font-stretch: inherit; vertical-align: baseline; background-color: #ffffff;"><a title="VIEW ALL INSIGHTS" href="https://www.citigroup.com/global/insights/commercial-bank?pk_campaign=view_all_insights" data-link-source="tiny"><img src="/rcs/v1/media/citigpa/akpublic/storage/retrieveMediaFile/64834692ef207e3f74ae09e1.png" alt="VIEW" /></a>