All Insights

The outlook for European fiscal stimulus keeps surprising to the upside, with larger-than-expected NATO commitments joined by swifter and more sizable German spending plans. This could boost regional EPS growth by ~3% a year over the next five years, justifying higher valuations.

What are the dynamics Citi Research sees as driving gold prices? Is the selloff in oil markets done? Why is aluminum considered “power in the form of metal?” In the latest Research @ Citi podcast, Global Head of Research Lucy Baldwin and Global Head of Commodities Research Max Layton discuss factors investors should consider across the commodities complex.

Digital wallets are transforming the global payments landscape. As adoption continues to rise and interoperability expands, businesses and financial institutions must embrace digital wallets to remain competitive and meet evolving customer expectations. The integration of digital wallets into payment systems is not just a value add but a necessity for operating efficiently in the modern economy. In this article, Citi explores the key use cases for digital wallets for corporates and non-bank financial institutions, highlighting the value they can deliver across a range of use cases and industries.

As regulators and financial market infrastructures in Hong Kong transform proxy voting, asset safekeeping and trade settlement practices, what are some of the implications to the local market? Amit Raghunath, Hong Kong Custody Head for Citi Investor Services discusses these reforms, how Citi is advocating for our clients and helping them navigate these changes.

Amanda Hale, Andrew Newson and Matthew Cherrill, of Citi’s Global Trustee & Fiduciary Services, sit down to discuss the latest regulatory highlights.

Ronit Ghose, Head of Future of Finance at Cit Institute, talks to Catherine Gu, Head of Institutional Client Solutions at Visa on how institutional adoption of stablecoins is still in its very early stages. While interest is growing, particularly since the beginning of 2025, large-scale adoption and product development haven't materialized yet. This is partly due to the nascent regulatory landscape in the US and Europe.

Virginie Dhouibi, Head of Instant Payment, Services, Citi and Ricardo Correia, Partner at Bain and Company and head of Digital Assets, talk at the Citi Institute's Future of Finance Forum 2025, The conversation centers around the transformative potential of real-time payments, the challenges in implementation, and the opportunities for economic growth.

Sophia Bantanidis from the Future of Finance team, Citi Institute, chats with Matt Cornwall, Head of Treasury operations, EMEA and Global Process Owners at Chubb, about the increasing adoption and impact of real-time payments, particularly within the insurance sector.

In this final episode of the Citi Institute podcast, host Alex Miller is joined by Hon. Caroline Pham, Acting Chairman, CFTC and Ronit Ghose, Global Head, Future of Finance, Citi Institute to discuss digital money, crypto assets, and blockchain-based financial services, addressing the rapidly evolving policy and regulatory landscape.