Remember to bring these items when you meet with your counselor:
- Pen and notepad
- List of questions
- Documents to support your hardship
Copies of medical documentation, divorce decree, unemployment verification, etc.
- Copies of all pay stubs and/or proof of other income for the past two months for all borrowers
If you're self-employed, you must provide a year-to-date Profit and Loss Statement with balance sheet.
- Copies of all bank account statements for the past two months for all borrowers
Examples include checking, savings, etc.
- Proof of insurance and taxes, if not included in the mortgage payments
- Have your loan number ready